Buy to Let

Buy to Let Mortgages have, over the years, become quite sophisticated products with an array of lenders & solutions. The BTL market has mushroomed over the last 3 decades and now most lenders offer these products with varying appetite and pricing as well as criteria.

Mortgages up to 85% LTV

Easy application process

Competitive rates

Free Valuation & Legal Fee deals often available on re-mortgages

Portfolio Landlords a speciality
Bespoke solutions

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    Buy to Let requires specialist knowledge. The plethora of lenders in this space is bewildering with huge variations in pricing and criteria. We can help you at any stage of your property investment journey.

    Whether you’re buying on your own, as a partnership or Limited Co you need to make sure your short and long term objectives are being met by the property and the mortgage. The two go hand in hand. We are well placed to advise of the best mortgage deals in the market that meet your needs and circumstances. We have access to exclusive rates and lenders not ordinarily available on the high street.

    Why choose us?

    Here are a few reasons to choose Chess Mortgages.

    Experienced advisers

    We’ve been advising clients on mortgages for over 32 years.

    We move fast

    No need to wait; we respond & process applications quickly.

    Whole of market

    We scour UK lenders, private banks & offshore lenders for deals.

    What you need to know...

    What is the maximum LTV?

    For trusts the LTV can be lower than the standard and can vary from 60% to 70% but 75% may be possible depending on other factors.

    Is there a minimum loan size?

    Most specialist schemes do have slight higher minimum loan amounts as Trusts are the domain of HNW clients.

    Are the interest rates higher?

    Usually yes so you must weigh up the costs v benefits long term

    Are the fees higher ?

    Not normally – the lenders fees are in line with normal specialist mortgages and the lenders are likely to appoint their own lawyer in addition to you using your own. This adds to the costs.

    What our clients say...

    "Excellent service and I would highly recommend to others"

    Had the pleasure of instructing Chess Mortgages. Jaz was incredibly professional and impressive in her handling of my remortgage application. My application was dealt with within a week! Excellent service and I would highly recommend Jaz to others. Thank you Jaz!

    Shaida Hussein

    "Award winning mortgage advisors & I can see why"

    Bob stepped in at very notice to assist us when we were in danger of missing out on our perfect home. We were impressed with advice we'd seen Bob provide on a forum, which was clear and sensible. It was later we found out that Chess are award winning mortgage advisors and I can see why.

    Iftikhar Ahmad

    "Chess was by far the best decision we made in looking for a mortgage"

    I can't thank Jaz and Bob enough for their efforts in helping my wife and I in secure a mortgage. The process was effortless and they took weight off our shoulders. Having gone through getting a mortgage a number of times, I can safely say using Chess was by far the best decision we made. I will be using them again.

    Shamit Rooproy

    Get in touch

    Speak to an adviser today via a free, no obligation consultation.