Buy to Let Mortgages have, over the years, become quite sophisticated products with an array of lenders & solutions. The BTL market has mushroomed over the last 3 decades and now most lenders offer these products with varying appetite and pricing as well as criteria.
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Whether you’re buying on your own, as a partnership or Limited Co you need to make sure your short and long term objectives are being met by the property and the mortgage. The two go hand in hand. We are well placed to advise of the best mortgage deals in the market that meet your needs and circumstances. We have access to exclusive rates and lenders not ordinarily available on the high street.
Here are a few reasons to choose Chess Mortgages.
Experienced advisers
We’ve been advising clients on mortgages for over 32 years.
We move fast
No need to wait; we respond & process applications quickly.
Whole of market
We scour UK lenders, private banks & offshore lenders for deals.
What you need to know...
For trusts the LTV can be lower than the standard and can vary from 60% to 70% but 75% may be possible depending on other factors.
Most specialist schemes do have slight higher minimum loan amounts as Trusts are the domain of HNW clients.
Usually yes so you must weigh up the costs v benefits long term
Not normally – the lenders fees are in line with normal specialist mortgages and the lenders are likely to appoint their own lawyer in addition to you using your own. This adds to the costs.
What our clients say...