For most investors this is how their BTL journey started. After a few moves they may have 2/3 properties that were once their home that are now Let to Buys. With each move they have built up a small portfolio of Buy to Let properties.

There are many considerations before this can be a viable option and expert mortgage advice is required. Properties that you once occupied fall under a different set of rules known as Consumer Buy to Lets i.e. accidental landlords and not all lenders accept these cases. Of the ones that do there are strict guidelines as to what is acceptable. Quite often tax advice is essential as becoming a property owner has its own complications and the right structure now can pay dividends in the future. Wealth and inheritance tax planning should be done as early as possible into the BTL journey.