Unusual Construction Type Mortgages

Any construction type other than bricks and mortar may need a specialist lender. Any apartment block which has cladding can also pose problems. The choice of lender is key to any successful application.

Mortgages up to 75% LTV
Easy application process
Useful to “incorporate” existing portfolio ( after tax advice )
Competitive rates

Free Valuation & Legal Fee deals often available.

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Construction types like concrete, steel framed, wooden frame, thatched rooves, modern construction methods means that not every lender is happy to lend on such properties.

Certain construction types are known to have limited life spans so fall outside the scope of acceptable construction. It is also true that these properties have lower demand in times of recession.

Why choose us?

Here are a few reasons to choose Chess Mortgages.

Experienced advisers

We’ve been advising clients on mortgages for over 40 years.

We move fast

No need to wait; we respond & process applications quickly.

Whole of market

We scour UK lenders, private banks & offshore lenders for deals.

What you need to know…

I want to buy an ex-council high rise flat where the construction is concrete. Can I get a mortgage?

There are lenders that will still lend on such flats but the rates are higher than standard schemes.

My house is Grade 2 listed. Can I get a mortgage?

Yes subject to surveyors comments a mortgage should not be an issue.

My house is made totally from wood using modern materials and techniques. Is this mortgageable?

Yes – there are lenders who will consider eco-friendly homes.

What our clients say…

"Excellent service and I would highly recommend to others"

Had the pleasure of instructing Chess Mortgages. Jaz was incredibly professional and impressive in her handling of my remortgage application. My application was dealt with within a week! Excellent service and I would highly recommend Jaz to others. Thank you Jaz!

Shaida Hussein

"Award winning mortgage advisors & I can see why"

Bob stepped in at very notice to assist us when we were in danger of missing out on our perfect home. We were impressed with advice we'd seen Bob provide on a forum, which was clear and sensible. It was later we found out that Chess are award winning mortgage advisors and I can see why.

Iftikhar Ahmad

"Chess was by far the best decision we made in looking for a mortgage"

I can't thank Jaz and Bob enough for their efforts in helping my wife and I in secure a mortgage. The process was effortless and they took weight off our shoulders. Having gone through getting a mortgage a number of times, I can safely say using Chess was by far the best decision we made. I will be using them again.

Shamit Rooproy

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