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Business & Trade Finance

Businesses require much more than property finance. At Chess we are able to arrange other forms of finance too. Our specialists can arrange various types of credit lines according to your needs.

Easy application process
Competitive rates

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    Every business has a need for finance other than for property.

    Overdrafts, unsecured business loans, working capital, equipment lease finance, invoice factoring etc.

    The lifeblood of any business is the uninterrupted supply of working capital. Many businesses fail to plan and budget ahead and this can lead to failure. Business finance is readily available to those businesses that can demonstrate viability and affordability. A business plan and cashflow forecast is essential as well as historic trading figures so a complete analysis can be carried out. Banks can ask for comfort through personal guarantees.

    Why choose us?

    Here are a few reasons to choose Chess Mortgages.

    Experienced advisers

    We’ve been advising clients on mortgages for over 40 years.

    We move fast

    No need to wait; we respond & process applications quickly.

    Whole of market

    We scour UK lenders, private banks & offshore lenders for deals.

    What you need to know...

    I want to start a new business – can I get funding?

    Yes subject to a good business plan and forecast. The bank will look at your stake in the business. You may also want to explore other sources of funding eg family, grants, personal loans

    Do I have to give security?

    Not always. For lending to Ltd Companies a personal guarantee may be required

    Can I repay my borrowing early?

    Yes but be aware of early repayment penalties

    Is my personal property at risk if the loan goes sour?

    Yes it is. The lenders can sue you for the loan or under the guarantee.

    What our clients say...

    "Excellent service and I would highly recommend to others"

    Had the pleasure of instructing Chess Mortgages. Jaz was incredibly professional and impressive in her handling of my remortgage application. My application was dealt with within a week! Excellent service and I would highly recommend Jaz to others. Thank you Jaz!

    Shaida Hussein

    "Award winning mortgage advisors & I can see why"

    Bob stepped in at very notice to assist us when we were in danger of missing out on our perfect home. We were impressed with advice we'd seen Bob provide on a forum, which was clear and sensible. It was later we found out that Chess are award winning mortgage advisors and I can see why.

    Iftikhar Ahmad

    "Chess was by far the best decision we made in looking for a mortgage"

    I can't thank Jaz and Bob enough for their efforts in helping my wife and I in secure a mortgage. The process was effortless and they took weight off our shoulders. Having gone through getting a mortgage a number of times, I can safely say using Chess was by far the best decision we made. I will be using them again.

    Shamit Rooproy

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    Speak to an adviser today via a free, no obligation consultation.

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