The high street lenders do a pretty good job for vanilla applications. However, they are not able to advise you what’s best for you and neither can they normally help if your case isn’t vanilla. They will offer a range of products and give you the options to choose from.

It’s no surprise that over 80% of applications are via mortgage advisers who can source a lender quickly based on your circumstances and advise you on what’s best for you.

We have access to specialist lenders who are able to help clients that would otherwise be turned down by the high street lenders. If you have impaired credit, complex incomes, recently self employed or some other specialist requirement.

People live busy lives and don’t generally have the time to make half a dozen appointments repeating the same things many times only to be refused. Using a mortgage adviser saves you time and effort.