Specialist Mortgages

Not all mortgage requirements are straightforward. Our advisers are able to assist with most quirky scenarios

Specialist lending panel
Cases discussed directly with decision makers

We aim to get you the most competitive rates for your circumstances

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    We offer a wide range of specialist mortgages for those with a more complex situation.

    The high street lenders do a pretty good job for vanilla applications. However, they are not able to advise you what’s best for you and neither can they normally help if your case isn’t vanilla. They will offer a range of products and give you the options to choose from.

    It’s no surprise that over 80% of applications are via mortgage advisers who can source a lender quickly based on your circumstances and advise you on what’s best for you.

    We have access to specialist lenders who are able to help clients that would otherwise be turned down by the high street lenders. If you have impaired credit, complex incomes, recently self employed or some other specialist requirement.

    People live busy lives and don’t generally have the time to make half a dozen appointments repeating the same things many times only to be refused. Using a mortgage adviser saves you time and effort.

    Here's how we can help you

    Ltd company BTL


    Trusts BTL

    Let to buy

    Adverse credit

    Commercial loans

    Complex income

    Extended multiples

    No indefinite leave

    Overseas nationals


    Expat mortgages

    Portfolio remortgage

    Unusual construction

    BTL for family to live in

    Business & trade finance

    What our clients say...

    "Excellent service and I would highly recommend to others"

    Had the pleasure of instructing Chess Mortgages. Jaz was incredibly professional and impressive in her handling of my remortgage application. My application was dealt with within a week! Excellent service and I would highly recommend Jaz to others. Thank you Jaz!

    Shaida Hussein

    "Award winning mortgage advisors & I can see why"

    Bob stepped in at very notice to assist us when we were in danger of missing out on our perfect home. We were impressed with advice we'd seen Bob provide on a forum, which was clear and sensible. It was later we found out that Chess are award winning mortgage advisors and I can see why.

    Iftikhar Ahmad

    "Chess was by far the best decision we made in looking for a mortgage"

    I can't thank Jaz and Bob enough for their efforts in helping my wife and I in secure a mortgage. The process was effortless and they took weight off our shoulders. Having gone through getting a mortgage a number of times, I can safely say using Chess was by far the best decision we made. I will be using them again.

    Shamit Rooproy