Specialist Mortgage & Finance Brokers
Specialist Mortgage & Finance Solutions
Complex cases welcome. From first-time buyers to multi-million pound developments — our expert team in Uxbridge delivers tailored finance solutions across the UK.
Or call us: 0208 756 1 756FCA regulated • Extensive lender panel • No obligation
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Our Services
How Can We Help?
From first-time buyers to complex development finance — expert advice across the full spectrum of property and business finance.
First Time Buyers
Expert guidance for your first property purchase. We make the mortgage process simple.
Learn moreBuy to Let
Specialist advice for landlords and property investors across the UK.
Learn moreAdverse Credit
CCJs, defaults, missed payments — we specialise in complex credit cases.
Learn moreSelf Employed
Mortgage solutions for self-employed applicants, sole traders and company directors.
Learn moreContractors & CIS
Specialist lending for contractors, freelancers and CIS workers.
Learn moreBridging Finance
Short-term funding for purchases, auctions, refurbishments and chain breaks.
Learn moreCommercial Finance
Owner-occupied, investment and specialist commercial lending.
Learn moreSME & Business Finance
Working capital, asset finance, invoice discounting and business loans.
Learn moreDevelopment Finance
Ground-up, refurbishment and development exit finance.
Learn moreEstate Planning
Wills, trusts, lasting powers of attorney and asset protection.
Learn more2,500+
Clients Helped
£500M+
Finance Arranged
45+
Years Experience
50+
Lending Partners
Why Choose Us
Why Chess Mortgages?
We're not a call centre. We're specialist brokers who take the time to understand your situation and find the right solution.
Specialist Knowledge
Deep expertise in complex cases — adverse credit, self-employed, contractors, CIS workers and more.
Tailored Advice
We don't do one-size-fits-all. Every recommendation is tailored to your specific circumstances and goals.
Complex Cases Welcome
Where high street lenders say no, our specialist panel and knowledge means we often find a way.
Local Presence
Based in Uxbridge, Hillingdon — we're your local broker with nationwide reach and specialist lender access.
24 Hour Response
We respond to every enquiry within 24 hours. No waiting around — your time matters.
Personal Guidance
From your first call to completion, you deal with an experienced adviser who knows your case inside out.
How We Work
Simple, transparent and focused on getting you the best outcome.
Initial Consultation
We discuss your situation, needs and goals in a relaxed consultation at our expense, and without obligation — by phone or at our Uxbridge office.
Extensive Lender Search
We search our extensive lender panel — including specialist lenders — to find the most competitive deal for your circumstances.
Application to Completion
We manage every step — paperwork, lender liaison and solicitor coordination right through to completion.
Compare
Chess vs The Rest
See why clients choose a specialist broker over high street banks and online-only services.
| Feature | Chess | High Street | Online Only |
|---|---|---|---|
| Extensive lender panel | Limited | ||
| Complex case specialists | |||
| Adverse credit expertise | Limited | ||
| Face-to-face meetings | |||
| Bridging & commercial finance | |||
| Named dedicated adviser | Sometimes | ||
| Free initial consultation | |||
| Evening & weekend availability | |||
| Local Uxbridge knowledge | Limited |
Beyond Mortgages
Specialist Finance
Beyond standard mortgages — we arrange complex bridging, commercial, business and development finance across the UK.
Bridging Finance
Residential, commercial, regulated and unregulated bridging. Refurbishment and bridge-to-let.
Explore optionsCommercial Finance
Owner-occupied, investment, hotels, warehouses, medical practices and agricultural land.
Explore optionsBusiness Finance
Merchant cash advances, asset finance, invoice discounting, factoring and specialist loans.
Explore optionsDevelopment Finance
Ground-up, heavy refurbishment, development exit finance for experienced and first-time developers.
Explore optionsEstate Planning
Wills, trusts, LPAs, guardianship agreements, asset and property protection trusts.
Explore optionsGet Started
Ready to Make Your Move?
Get in touch for a free, no-obligation consultation. Whether you need a mortgage, bridging loan, commercial finance or estate planning — our expert team is ready to help.
Get Your Indicative Quote
See estimated mortgage rates for your situation in seconds.
What type of mortgage are you looking for?
Free Tools
Mortgage Calculators
Use our free tools to estimate repayments, stamp duty, rental yields and more.
Mortgage Repayment
Calculate your monthly repayments.
Stamp Duty
Find out what you'll pay in stamp duty.
Buy to Let
Estimate rental yield and affordability.
Bridging Cost
Estimate your bridging finance costs.
IHT Calculator
Estimate your inheritance tax liability.
Remortgage Savings
See how much you could save.
Development Estimator
Estimate development finance costs.
What Our Clients Say
Rated excellent on Google Reviews
* Placeholder testimonials for illustration purposes only
"Chess Mortgages made the whole process stress-free. They found us a fantastic rate and guided us every step of the way. Highly recommend!"
James T.
2 weeks ago
"Excellent service from start to finish. As first-time buyers we had so many questions and the team were always patient and helpful."
Sarah M.
1 month ago
"Used Chess for our buy-to-let mortgage. Professional, knowledgeable and secured us a deal we couldn't find elsewhere."
David R.
3 weeks ago
"Helped us remortgage and saved us a significant amount each month. The process was quick and painless. Thank you!"
Emma L.
1 month ago
"Outstanding service for our commercial mortgage. They understood our business needs and found the perfect solution."
Michael P.
2 months ago
"Used their will writing service alongside our mortgage. Both were handled professionally. A truly one-stop shop."
Rachel K.
3 weeks ago
Knowledge Hub
Guides & Resources
Expert articles and guides to help you make informed financial decisions.
First Time Buyer Guide 2025
Everything you need to know about buying your first home, from deposits to mortgage types.
Read moreBridging Finance Explained
When is bridging finance the right option? We break down costs, timelines and use cases.
Read moreSelf Employed Mortgage Tips
How to improve your chances of getting a mortgage when you're self-employed.
Read moreFrequently Asked Questions
Common questions about our mortgage and finance services.
Your Next Move Starts Here
Speak with one of our specialist advisers today. Free, no-obligation consultation — whether your case is straightforward or complex.