Secured loans

Whether you’re looking to extend your existing borrowings or look to take on a new loan secured against your property, our experienced mortgage advisors are here to help you every step of the way. 

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What Makes Us Different?

Secured Loans, or second charge mortgages to some, are a useful way to unlock cash from the equity in your home when a re-mortgage or further advance is not the most suitable option. Maybe you have early repayment charges, an excellent rate on your mortgage that you want to keep or perhaps the changes in affordability calculations since the mortgage market review mean you can’t increase your borrowing on a traditional mortgage.

Typically for amounts over £25,000, a secured loan could give you the money to improve your home, consolidate debts or help buy an investment property. Whatever the purpose or your circumstances here at Chess Mortgage Specialists our experienced advisors are on hand to help you every

step of the way.

Lets Have A Chat

At Chess Mortgage Specialists we are on hand to help you find the best mortgage or property finance solution for you. We are here Monday to Friday 9 am – 5 pm. 

+44 (0) 123 456 789

Why Choose Chess Mortage Specialists?

On your side

Our mortgage advisors work for you, not the lender. Our role is to get to know you so that we can determine how much you can afford to borrow and then secure you the best deal. We are committed to finding the right mortgage and protection products most suitable for you.


We have access to over 90+ lenders and almost every mortgage product that is on the market. This spans the everyday lenders but includes specialist lenders who may be more suitable for specific needs such as those of the self-employed or first time buyers. 

Having access to such a wide range of products means we can help our clients secure the best deal for them and tailor any mortgage to their specific needs and aims. 


When it comes to mortgages, experience is a powerful advantage. The specialists at Chess Mortgage Specialists have more than 40 years of mortgage experience between them. They know the industry inside-out. Our advisors have helped many first-time buyers over the years and are extremely knowledgeable on schemes such as Help to Buy, Shared Ownership, and Right to Buy.

Easy to understand

Chess Mortgage Specialists are easy to work with because we use plain English. We know how important it is to explain things and answer any questions you have in a clear way. Taking on your first mortgage is a big financial commitment and we make it our job to ensure you are fully aware of the costs and implications when buying your first home. With direct access to your mortgage advisor, you will not feel alone during the process.

Our promises to you



We have access to over 90+ lenders as well as specialist lenders who can support unusual cases, self-employed borrowers, and high-net-worth individuals. We give you options and find the best mortgage solution for your needs.  


We are independent and directly FCA regulated mortgage advisors who are on-hand to act for you and in your best interests. Our advisors act with honesty, integrity and a deep-rooted desire to find the best deal for our clients. 


We understand that buying a property, re-mortgaging, or extending a loan is sometimes a stressful process but we are on hand to help you every step of the way. Our team is available on the phone, by email, or at our offices. 

We Can Also Help With


First Time Buyer Mortagages

Home Mover Mortagages

Specialist Mortgages


Second Charge Loans

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